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Navigating financial systems is second nature to many, but for immigrants and refugees, financial struggles often stem from a lack of understanding or access to these systems. Miguel Quiñones, a PhD student at the University of Minnesota, is determined to change this.
Quiñones’ research focuses on “family financial socialization”—how families learn and teach financial habits, values, and attitudes. In particular, his studies look into how immigrant families and cultural backgrounds shape someone’s financial adaptation in the U.S. His long-term goals include developing family-centered financial education programs and equipping marginalized families with the tools to achieve their dreams.